FMBC: Supporting a quick-growth insurance carrier

Claims had been supported by an in-house adjusting team, but as FMBC grew, the number of claims could no longer be supported. Should they hire more adjusters? Outsource to an independent firm?

How can a carrier grow quickly while still maintaining a high level of policyholder satisfaction?

FMBC has always relied on its in-house team. This gave them control over the quality of their overall customer experience, ensuring that policyholders were not only taken care of in a timely manner but also in a way that put them at the center of the claims experience.

As the company grew, their in-house team could no longer handle the volume of claims, especially during a hurricane, tornado outbreak, or ice storm. Texas is a large state with many varying climates. 

Should their claims team be in-house or through a third-party firm? What would the cost difference be? Would they see a decline in customer service if they used an external adjusting firm? 

"We appreciate the prompt and professional response when we forward claims to Frontline. I am confident that they have the adjusters available to handle any size of claim or catastrophe situation."

Steve Eberling, President, FMBC

What services did Frontline provide FMBC?

FMBC came to us in the need of an independent adjusting firm to handle their inspections. They had already determined that it was no longer cost-effective for them to hire more staff adjusters to handle the expected growth and territory they were expanding into.

Because of the relationship formed through handling claims, the consulting had developed in order to keep the claims dept moving forward in a swift and efficient manner, keeping the policyholder’s interest #1.

Quick facts

What are the results FMBC is able to see as a result of working with FCG?

FMBC now has swift and accurate claims resolutions, backed by photographic documentation, using up-to-date claims adjusting software.

They know that the quicker they can resolve a claim, the happier our insureds and agents are.